London‑based fintech OpenTrade has just raised $17 million, and the timing could not be more deliberate. Stablecoins are no longer a niche crypto tool, they are becoming the backbone of global digital finance. OpenTrade wants to be the infrastructure layer making them actually useful for everyday savers and businesses alike.
The funding round was led by Mercury Fund and Notion Capital, pushing the company's total capital raised to more than $30 million.
Existing backers including a16z crypto also participated, a sign of continued conviction from investors who have been with the company since its early days.
What OpenTrade Actually Does
Most people holding stablecoins are sitting on dormant digital dollars earning nothing. OpenTrade changes that equation.
The company runs a "yield‑as‑a-service" platform designed for fintech apps, exchanges, and neobanks. Clients use OpenTrade's backend to let users earn interest on USD and EUR stablecoin holdings, with returns reaching up to 9% annually, far beyond what most traditional bank accounts offer.
The model is embedded and white‑labelled. That means the end user sees the product inside an app they already trust. OpenTrade powers the engine quietly in the background.
The platform supports USDC, USDT, and EURC, and backs yields with a range of real‑world and on‑chain financial assets including treasuries, bonds, ETFs, private credit, and trade finance, giving users predictable, risk‑adjusted returns without needing to convert back to traditional currency.
The Clients Proving the Model Works
OpenTrade is not just pitching a product. It already has real users in real markets.
Clients like Criptan in Spain and Littio in Colombia use OpenTrade's infrastructure to let their users earn yield on digital dollar balances, unlocking meaningful savings products in regions where traditional banks offer near‑zero interest and currency instability is a daily reality.
The company currently manages $47 million for clients and has processed nearly $200 million in transactions over the past year, with average month‑on‑month growth of 20% over the last six months.
These are not vanity metrics. They show the model is working.
Why Investors Are Paying Attention Now
The stablecoin market has grown into something that is impossible to ignore.
Stablecoin adjusted transaction volume reached $4.5 trillion in Q1 2026 alone, according to a16z, with B2B cross‑border stablecoin payments projected to hit $5 trillion by 2035. That is the market OpenTrade is building for.
Mercury Partner Samantha Lewis described OpenTrade as building core financial infrastructure for the next generation of fintech, noting they are solving a fundamental gap in the market with the potential to change global access to high‑quality yield‑bearing accounts.
Institutions Are Getting Involved Too
OpenTrade is not just serving retail fintech apps. It has also moved into institutional territory.
In November 2025, OpenTrade teamed up with Figment and Crypto.com to offer a stablecoin yield product targeting institutions, structured to meet compliance standards with assets held in segregated custody, the kind of setup institutional investors require before they will even look at a product.
What This Funding Unlocks
OpenTrade plans to use the new capital to accelerate its go‑to‑market strategy, boost engineering capabilities, and expand its team to pursue and support new clients globally.
The broader mission has not changed. The company sees stablecoins as internet‑native, always‑on digital dollars that will rewire financial services across all sectors, especially in those regions that need it most.
With $30 million now behind it and a model already showing strong growth, OpenTrade is making a credible case for being the infrastructure layer that quietly connects the stablecoin economy to the real world.
